How to Spot Phony $1,400 IRS Stimulus Payment Offers and Protect Your Data
Hey there! When it comes to tax season, we all wish for a little extra cash in our pockets. But here’s the kicker: if you get a random text saying you’re entitled to a $1,400 stimulus check from the IRS, it’s probably a scam. Yep, you heard that right!
What’s Happening?
As the Better Business Bureau points out, scammers are out there promoting fake $1,400 checks to fish for your personal information. While the actual stimulus checks are totally legitimate (and you can check your eligibility right here), the IRS won’t be texting you about them. They operate through good ol’ snail mail, unless you’ve given them your phone number and opted into communication from their official channels.
In the rare case they do reach out by text or call, it’s usually to discuss something related to your account, like verifying your identity or setting up payment plans. If someone claims you qualify for a $1,400 check via text, it’s a red flag.
How the Scam Works
Here’s the lowdown on how these scams usually go:
- You receive a text that looks like it’s from the IRS.
- It claims you are due a $1,400 check under the Economic Impact Payment program.
- The message includes a link for you to claim your “money.”
But here’s the catch: that link leads to a sketchy site designed to steal your personal information—yikes! If you’re eligible for the real deal, the $1,400 will be sent directly to your mailing address or bank account if you’ve set that up with the IRS.
What to Do If You Get One of These Texts
If you ever see a message like this in your inbox, don’t panic! Just follow these steps:
- Don’t click any links or images—just delete that text.
- Consider reporting it as spam or phishing depending on your phone’s settings.
- You can forward suspicious messages to phishing@irs.gov.
- Report it to the BBB Scam Tracker at BBB.org/ScamTracker.
Remember, the IRS will never ask for super sensitive info like your Social Security number or bank details through text, email, or phone calls. Stay safe and stay smart!
So, now you know how to spot those pesky phony offers. Keep your eyes peeled and don’t let scammers ruin your tax season! If you need more tips on money matters, check out our article on managing taxes better.
